“Why don’t we get married abroad? Just think, darling, no need to worry about whether it’s going to teem it down or its freezing cold. Picture it now, sunny skies, golden beaches, palm trees…”
Many a wedding day plan has started out that way. And it’s not difficult to see why!
However, as with all things, there is a flip side to the coin. For example, organising a wedding abroad is a lot more more complicated than organising a wedding in the UK. Whilst there are plenty of local wedding planners who can help you plan the day and ensure it runs smoothly, there are still plenty of things that can go wrong. Language difficulties may mean communication with suppliers is trickier, and certainly sorting out any problems will be more difficult than it would be back home.
It goes without saying, then,that if you have decided on that fabulous wedding abroad, wedding insurance is even more important. There are a number of wedding insurance providers in the UK, including big high street names, such as John Lewis and Debenhams, and if you click on to any one of the overseas weddings insurance comparison tables you will find a very quick and helpful summary of the cover each provides.
Most of the major suppliers of UK wedding insurance will cover you for major things such as cancellation or rearrangement due to illness right through to smaller issues – damage to hired attire, for instance – but they may have restrictions in place so you must, therefore, ensure that you read the policy wording for each company very carefully before making your decision so that you are full aware of any restrictions which may apply to you.
“Do we need to take out travel insurance as well?” is one of the questions most asked by couples – and the answer is “yes”.Wedding insurance will cover you should anything go wrong with the wedding itself, but you will still need travel insurance to cover medical and travel related issues. If you are travelling in Europe you should also apply for a European Health Insurance Card (EHIC) as this entitles you to some free medical treatment abroad, but bear in mind it is no substitute for travel insurance.